Purchasing Service


Several types of prior service may be purchased and included in your total years of service credit. Purchasing service credit can increase your retirement benefit and, in some cases, allow you to retire earlier.

MercedCERA offers two types of service purchases: prior County/Court service and prior public service. For purposes of vesting and retirement eligibility, purchased County/Court service counts toward these MercedCERA milestones, but purchased prior public service does not.

Purchasing prior public service may not increase the pension of a member who is awarded a disability retirement, which is calculated as a percentage of a member’s final average compensation. Depending on various factors, a disability retirement benefit may exceed a service retirement benefit, even with the inclusion of additional service credit due to purchased prior service.