Benefits of Reciprocity

  • Both systems will consider your combined service credit for the purposes of vesting and eligibility for retirement.

  • Your age of entry into retirement in the subsequent system will be the age of entry into the first system. This lower age could result in a lower contribution rate in the later system.

  • Your date of membership in the first system will be used by the reciprocal systems to determine your plan membership in the reciprocal system.

  • At retirement, each system will provide you with a benefit based on the service credit in that system, the system’s own benefit formula, and your highest salary from either retirement system.